≡ Menu
Knocked Up With Hope

Have you ever made any New Year’s resolutions?  If you’re like me and a lot of other people you’ve probably made a few over the years.

Maybe you hope to lose weight, get fit, learn to speak Klingon, or finally learn to play “Welcome to the Jungle” on the Pan Flute.  I guess those are admirable (if not a bit strange) but what the heck, to each his own.

But when it comes to resolutions I truly believe one of the best ones you can make is to resolve to get out of debt.

But after speaking to hundreds of people over the years about personal finance, one of the most prevalent attitudes I’ve seen is that most people really don’t believe that freedom from debt is possible.  I mean yes, they believe it intellectually, but deep down in their gut they feel that it’s so hard and so far out there that they just can’t do it.

They can’t visualize themselves in that position.

But as entertainer Dinah Shore once said, “There are no hopeless situations, just people who are hopeless about them.”


There are no hopeless situations, just people who are hopeless about them- How to Develop Hope


How Do You Get Hope?

So if you want to resolve to rid yourself of debt and change your financial life forever, one of the first things you absolutely must have is hope.

But how do you get hope for your situation and your future when you feel your situation is hopeless?

1.  The first thing you have to do is to stop worrying about the past.  If you made some really dumb mistakes with money (like we all have), that’s ok.   Get over it and resolve not to do it again, it is part of your past, but it most certainly is not your future if you don’t want it to be…  Don’t look back.

2. Change your mindsetabout your future (here’s how).  Learn to think differently about your finances and think positively about where you’re going instead of brooding in the negativity that comes when you’re having financial difficulty.  Mindset matters.

3. Stay away from negative people who tell you it’s hard or you can’t do it, they will suck the life out of you and sap your motivation and your hope for the future.  Don’t allow them to steal your hope from you.

4. Take action that will propel you forward into your future.  Learn to do a written budget, make a written get out of debt plan, find ways to increase your income and get educated about personal finance by reading books and blogs.  Just take it one step at a time.  It takes time to build momentum but it only happens when you start taking action.

5. Realize that God wants the best for you and that He is your refuge in the storm.  He always helps those who help themselves.  He has a hope and a future just for you (Read Jeremiah 29:4-23).  Just stay close to Him and He will see you through.


I CongratulateYou On Your Hope

It doesn’t matter if you’ve made a few mistakes with your finances or you’ve made such a royal mess out of them that you don’t think you can ever recover, you have to keep hope alive.  You can turn things around.

I am reminded of the French tradition that, when finding out a woman is pregnant, she is told “I congratulate you on your hope”.

Even the smallest seed of hope can develop into a full grown future when it is conceived and properly nurtured.

Remember, your mistakes and obstacles do not define you, but how you manage them will, so allow them to propel you forward and make you wiser and more strategic going forward.


Read more posts about Desperation and Hope


Ready to Get Serious About Getting Out of Debt?

Celebrating Financial Freedom Online Get Out of Debt CourseIf you’re seriously considering changing your financial life by getting out of debt, then you have to check out my free mini-course that will get you started on the right track.  It’s a shorter email version of my popular online get out of debt course.

In this 6 day mini-course, I’ll reveal the steps that my wife Angie and I took to get out of debt, and even eliminate our money fights for good!  Best of all, it’s absolutely free!

Comments on this entry are closed.

  • Pingback: Money Comes Easy and Often- How to Create a Wealth Mindset Using the Law of Attraction()

  • Pingback: The Best Risk Free, High Yield Investment on the Planet()

  • Pingback: Heart Attacks and Setbacks- More Problems()

  • Pingback: Heart Attacks and Setbacks- Lessons Learned()

  • Pingback: God is Bigger Than Your Financial Problems()

  • Pingback: Living Paycheck to Paycheck? How to Get Ahead()

  • Pingback: Secure Your Future (Part 1)- Make a Plan()

  • Pingback: Dream: What Are You Doing About Yours?()

  • http://kylieofiu.com/ Kylie Ofiu

    Changing your mindset is so important. Having lived in a few different areas different mindsets really show. It has been a great experience seeing that firsthand though as it really motivated my husband. He used to think debt was a way of life and being poor was normal. I got him out of where he grew up, he saw a different side of life and I am happy to say we will soon be debt free and he is already excitedly talking about saving for holidays, renovations on our house etc.

    The belief that you can do something, truly believing it makes such a difference.

    • http://www.CFinancialFreedom.com Dr. Jason Cabler

      I’ve had the same experience.  My wife grew up fairly poor and I was upper middle class.  Neither of us realized when we got married that we had very different views about money.

      It really took getting away from her hometown and some of the ingrained beliefs she grew up with for her to see things in a different way.  Thank God she was willing to learn and leave much of that behind.  She is an amazing woman!

  • http://www.thedebtmyth.com/ Jackie

    Believing something is possible is the first step, and once you’ve taken it you’re on your way. Hope helps a lot with that.

    • http://www.CFinancialFreedom.com Dr. Jason Cabler

      You got it right.  If you know there is hope for your situation, then you can believe, and when you start believing your mindset is changed and you’re inspired to take action.  Then real change can happen and propel you into your future.

Copyright © 2011-2016 · All Rights Reserved · Celebrating Financial Freedom | Privacy/Disclaimer

Powered by WishList Member - Membership Software