My Occupy Wall Street Experience

by Jason Cabler · 10 comments

occupy wall street

 

 

Ok, I’ll admit it, I have become fascinated with the Occupy Wall Street movement.  This huge gathering of people intrigues me because they could have a part in changing the direction of our country.  That is, if they had a direction themselves.

So last Saturday I decided to go downtown to Legislative Plaza and check out the Nashville version of OWS and try to figure out what these people are all about.

I arrived with the intention of interviewing some of the protestors to find out who they were and what they were all about.  But as I hung out for awhile to get a feel for what was going on, I began listening to some of the conversations people were having in a gathering where participants introduce themselves and tell why they are there to protest.

I heard stories of foreclosure, job loss, and credit card/student loan debt.  I even heard one woman talk about overthrowing the government and then dismiss it as a pipe dream.

They blamed the government for their problems, they also blamed Wall Street, they blamed big business, the health care system, and every other large entity they could think of that they feel powerless against.  These people were obviously frustrated.

Then I met a young man (I won’t use his name) who walked up as I was listening and asked what they were doing.  I told him about the introductions and we began a conversation about why we were there.  He began expressing some of the same concerns with the same large entities as the others we were listening to.  He said, among other things, that big business was out of control and that all politicians should be voted out of office.

Everywhere I looked and listened, I heard blame.

Then I asked my nameless friend a question I don’t think he’d even considered before.  I asked him if the Average Joe should carry any of the blame for the shape that America is in financially.

After all, I said, it was us who took out the student loans, ran up the credit cards, and took out the zero down mortgages on houses we couldn’t afford.  Big business could not have done it without our participation could they?

When I asked him this he paused to think for a few seconds, then he said “no”, he didn’t think that individuals share any responsibility in any of this.  He said that big businesses and big banks were the ones to blame because they made all that credit so easily available.

When he said that I had to make a conscious effort to keep my jaw from hitting the polished granite of Legislative Plaza.  I didn’t let on that I was completely shocked by his response.  I kept my emotions in check and we continued to have conversation about his education, his difficulty finding a job in his small town, and his credit card debt (for which he asked my advice about how to handle it).

But as we talked, I couldn’t help but keep thinking to myself, “Does this guy really think that people who are deep in debt have no responsibility for it?”

I wondered if the other Occupy Wall Street participants in Nashville and elsewhere felt the same way.

If we are totally helpless against these huge companies foisting huge amounts of debt upon our families then what chance do we have of succeeding in life?  Seriously, have we become puppets that are completely controlled by the puppet masters  of government, Wall Street, and big business?

I SAY NO!!!

This is America, where we still have the freedom to choose.

WE have the freedom to choose whether or not we are enslaved by student loan, car, and credit card debt.

WE have the freedom to choose whether we spend more than we make.

WE have the freedom to build an emergency fund to help out in case things go badly for awhile, and to suffer the consequences if we didn’t.

WE have the freedom to resist taking out a zero down interest only mortgage on a $300,000 house when we only make $40,000 a year, even if the mortgage broker says it’s ok.

In America, we have the freedom to fail, to make bad decisions, and to suffer the consequences of those bad decisions.  We also have the freedom to grab ourselves up by our bootstraps, admit we need to change some things and do what it takes to correct them.

Proverbs 13:4
“Lazy people want much but get little, but those who work hard will prosper.”

Yes, the government and large banks do need to change some things, and its up to us to make sure those changes happen.

If a bank, a business, or a politician is doing something you don’t like, then don’t vote for them and don’t do business with them, and let them know why you are withdrawing your support.

As far as I can see, Occupy Wall Street is not going to accomplish much, if anything, because generally, it seems to be made up of a group of people who don’t really have much of a direction in their own lives.

Proverbs 24:33, 34
“A little extra sleep, a little more slumber, a little folding of the hands to rest—then poverty will pounce on you like a bandit; scarcity will attack you like an armed robber.”

They are letting life happen to them and complaining about it rather than being proactive.  They are spending their valuable time whining instead of getting out there and grabbing life by the throat, wrestling it into submission and bending it to their will.

As free people in a free society we cannot be complacent and expect to succeed.  It just doesn’t work that way, and it never will!

What do you think?  Please leave a comment.

Here are a couple of additional posts on the subject you might like:

Dear Occupy Wall Street- A Letter by Dave Ramsey

Occupy Wall Street- This Guy Gets It!

 

 

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  • http://www.joetaxpayer.com JoeTaxpayer

    I find OWS curious. It seems to be the first step to some kind of mob revolution.
    It has no leader, no set of coherent demands or grievances. The whole mortgage thing? A lot of people should go to jail who are still out on the street.
    Congress folk and senators, who are legally permitted to trade on the news they have, actually profited on inside information during the crisis, Paul Ryan among them.
    I probably agree with most of the OWS position, if only I knew what it was.

  • Anonymous

    Seriously?  You do understand that Wall street’s behavior was criminal right?  Imagine your naive arguments in the context of any other crime: “well, sure, you were raped, but do you think you bear any responsibility yourself for that rape?  I mean, this is America and WE have the freedom to choose to participate in a rape or to run away from the rapist.  WE have the freedom to carry pepper spray in our purses and pockets to defend ourselves against rapists.  WE have the freedom to choose whether we accept help from that kind stranger who offers to carry our groceries for us when we’re struggling and then attacks us at the door of our apartment.”  Seriously?

    I know you’re against the “victim mentality” but only an asshat would tell the victim(s) of criminal behavior that they are “letting life happen to them” or that they lack “direction in their lives”.

    I’m sure that if you personally had been taken advantage of by predatory lenders or lost your pension or life savings to a corrupt bank, your smug tune would be a little different.

    • http://www.CFinancialFreedom.com Dr. Jason Cabler

      I haven’t heard any reports yet of mortgage lenders holding a knife to anyone’s throat, threatening to cut if they don’t sign the papers.

       The thing about predatory lenders is that, unlike a rapist, we can choose not to let them rape us.  We just have to make sure we are not dumb or desperate enough to fall for their marketing tricks.By the way, what the heck is an asshat?

      • Sean Laney

        “I haven’t heard any reports yet of mortgage lenders holding a knife to anyone’s throat, threatening to cut if they don’t sign the papers.”

        Ever hear of fraud?

      • Anonymous

        You’re saying two things here.  One, that because no physical violence or coercion was involved there was no crime committed;  and two, that anyone stupid enough to fall for marketing tricks deserves what happens to them.  How can you possibly be so simultaneously insensitive and naive?  By your logic, reiterated twice now, if I defraud you of the contents of your bank account by getting you to sign some paper that I know is worthless (in fact, I’m betting on it on the side), and you fall for it, I am entirely blameless and you are a person who “lacks direction” in your life and chose somehow to be defrauded by me. 

        Your argument that ” The thing about predatory lenders is that, unlike a rapist, we can choose not to let them rape us.” assumes that the predatory lender is somehow going to let us know that he intends to defraud us.  Really?  This is how you think the world works?  I suppose in your worldview that muggers announce their intentions a block away “Hey!  You in the green sweater!  I’m coming to mug you!” so that you can have plenty of time to run away.

        • Anonymous

          Oh, and an “asshat” is the same as a douchebag.  If you need a definition for douchebag, it’s a person who tells the victims of a crime that they they brought it on themselves, and need to just pull themselves “up by their bootstraps”.

  • Thebruce

    Love it!  I just hope these people can be motivated to be financially responsible someday.  

    • http://www.CFinancialFreedom.com Dr. Jason Cabler

      I think it would be a big task, but hey, God is a big God.  Sometimes even the most misled people can come to their senses!

  • http://www.facebook.com/fred.congdon Fred Congdon

    I am proud to think that you came down here to see for your self what is going on. I don’t understand. They are blaming business for the problems that government has brought on us.  Who authorized and subsidized the student loans, the failed mortgage loans? Who authorized loans for people who had no credit history? The only big business abusing the system it seems are the ones who are getting loan guarantees and grants from the federal government, not legitimate businesses who are trying to create jobs for American workers.  What do these” occupiers” want?

    • http://www.CFinancialFreedom.com Dr. Jason Cabler

      Whenever government intervenes in capitalism to increase access to anything (housing, education, etc.) it skews the system and takes out the natural checks and balances inherent in supply and demand.  

      The businesses are only going by the rules and laws they have to live by.  When the laws don’t make sense, then things get out of whack as they have now.

      These people want safety and security, they want a guarantee that they will have everything they want.  But freedom and capitalism don’t work that way.  We have the freedom to succeed or fail, and that’s sometimes messy, but it’s still the best system there is, period