Have you ever noticed how a tiny drip of water can do a tremendous amount of work over time? For example, over thousands of years, a small drip inside a cave can form a huge stalagtite. A relatively average sized river like the Colorado can carve a spectacular formation like the grand canyon. Or, like […]
budgeting forms
How Do You Get Out of Debt? (Part 3)- Create a $1,000 Emergency Fund
In my first “How Do You Get Out of Debt?” post, you learned that if you want to completely get out of debt, the first things you have to do are to get mad, get naked, and make a budget. So what do you do next after you find yourself sitting mad and naked at […]
How Do You Budget on a Variable Income?
I write a lot about how to do a budget here on Celebrating Financial Freedom. But one important aspect I haven’t covered yet is variable income budgeting. When your income varies from month to month, creating a budget is a slightly different process. But in the end, you get the same results- complete control over […]
How Do I Start a Monthly Budget? (Round 2)
In my first “How Do I Start a Budget ?” post, we started out with the most basic way to start using a budget to keep track of your money, which is to write down every single expense for 30 days. Doing this helps you get a feel for how you manage your money, and […]
