Money myths are a tricky thing. Many times they are passed down and reinforced by people we trust such as parents or friends. These people usually mean well, but they don’t always have their facts straight. Unfortunately, most people who perpetuate these myths about money are broke (or close to it). So today, I’m going […]
credit score
Living Without a Credit Score- Your Questions Answered
Living without a credit score is one of the basics of personal finance that I teach on a regular basis. However, I’ve found that telling people they don’t need a credit score tends to freak people out a little. Most people get this weird look on their face and politely listen to what I’m saying. […]
How to Live Without Credit Cards- It’s Easier Than You Think!
Can you really live without credit cards and still live like a normal person? Well, yes and no. You can live without using credit cards, but you certainly won’t be a normal person if you do, and that’s a good thing. Think about it, the average family has over $15,000 in credit card debt. When […]
You Don’t Need a Credit Score, Here’s an Alternative
Credit stinks. You don’t need a credit score. Credit wastes your money. You DON’T NEED a credit score Using credit will serve to keep you in perpetual debt. Once again, YOU DON”T NEED A CREDIT SCORE! Guess what? I don’t like credit. If you’ve been a participant here at CFF for very long or taken […]
