Getting a lower interest rate on your credit card is something you can do with just one phone call. We’ve all been there- you get sucked in by those low 0% introductory rates, build up a huge credit card balance, then get hit hard with interest rates as high as 28% once the low intro […]
lower interest rate
Why a Home Equity Loan is a Terrible Idea for Paying Off Debt
Have you ever considered taking out a home equity loan (also known as a HELOC) to consolidate your debt? There are a lot of people out there giving personal finance advice that will advise you to do that when you’re trying to pay off your debt. But I think consolidating your debt into a home […]