Have you ever seen/heard those commercials on TV and radio from companies saying they can reduce your debt payments and put money in your pocket?  Sounds like a pretty good deal huh?  Anytime you can get some extra money in your pocket and reduce your payments what can be bad about that?  Plenty. These companies are providing a service called “debt consolidation”, and these companies can get you deeper into debt problems than you may be already.  Celebrating Financial Freedom (CFF) can give you the scoop on debt consolidation and why it’s not a good deal for you.  You will find out:

• Why lowering your payment is not the best way to go.
• How they are not always totally up front about how consolidation works.
• How you actually end up paying more in the long run.
• Why just because they are set up as a “nonprofit” doesn’t mean they are working in your best interest.

Debt consolidation companies feed on people that are desperate and don’t know what to do about the debt that is overwhelming them.  If debt has you backed into a corner, the worst thing you can do is act out of desperation and jump into something you don’t fully understand.  By taking the Celebrating Financial Freedom course, you will gain the education and understanding you need to make a plan for your finances that will propel you like a rocket into the blue sky of debt freedom!