The Truth About Debt Management

Just like debt consolidation, debt management is a so called “strategy” for reducing your debt that is heavily advertised on TV and radio as a way to lower your monthly payments and put money “back in your pocket”.  These companies negotiate with your creditors to lower your payments by getting some of your debt forgiven or lowering the interest rate or other terms of your loan agreement.  Sounds like a good deal.  But in the long run it can do great harm to your financial situation, especially your credit score.  Celebrating Financial Freedom will teach you what you need to know about debt management, such as:

Debt management companies rely on people that are in bad financial shape and are desperate for help because they don’t know what to do.  Using this strategy can have unsavory consequences for your money situation and can follow you for a long time.  Taking the Celebrating Financial Freedom course can show you how to change the habits that created the debt in the first place and formulate your own plan to get out of debt and stay out of debt for good!