WE’RE DEBT FREE! It’s one of those great phrases everyone wants to scream out loud to just once in their life. But sometimes it can be a long hard road to get there. I’ve seen plenty of people start the process of getting out of debt, but most of them don’t follow through to the […]
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3 Simple Steps to Transition to a Cash Only Lifestyle
I’ve always been a huge promoter of living a cash only lifestyle. But when I tell some people the best way to use money is to use only cash, they look at me like I have two heads! Fortunately though, using only cash, checks, and debit cards is becoming more fashionable these days. Of course, […]
10 Simple Tricks to Stick to Your Budget Even When It’s a Struggle
Learning to stick to your budget can be a little hard at first. It’s not really something that comes naturally to most people. Struggling to maintain a budget for your money is actually pretty common when you’re just getting started. But when you know the different things that can get you sidetracked from your plan […]
13 Better Money Habits You Need to Get Out of Debt
Developing better money habits that lead to getting out of debt is one of those things everybody knows they should do, but sadly most don’t. I know Angie and I struggled for years with nagging debt that never seemed to go away. It wasn’t until we changed our money habits and our mindset about money […]
9 Tips For Creating Discipline With Money
I frequently get questions from my readers about how to resolve their various financial problems. The questions range from not being able to save enough, to tackling huge amounts of debt, to how to stop living paycheck to paycheck. One of the common themes I’ve discovered in the hundreds of emails I’ve received, is that […]
How to Live Without Credit Cards- It’s Easier Than You Think!
Can you really live without credit cards and still live like a normal person? Well, yes and no. You can live without using credit cards, but you certainly won’t be a normal person if you do, and that’s a good thing. Think about it, the average family has over $15,000 in credit card debt. When […]





