You Know You're Broke If…
- …Your latte’ bill is as vente’ as your car payment.
- …If you paid more for your car than your house.
- …If most of the clothes in your closet still have the tags on them.
- …If you have no change left under the couch cushions.
- …If you go to the title pawn shop and the only title you have is the title of that great American novel you've been planning to write.
- …Your bologna has no first name.
- …You still think that “interest only” mortgage was a good deal.
- …You get Christmas cards from the state lottery.
- …You are living paycheck to paycheck.
- …Your “Investment Portfolio” consists of lottery tickets and beanie babies.
- …You have more car payments than people in your family.
- …You just know you have money left in the checking account because you still have checks left.
- …The shoes in your closet are worth more than your 401k.
- …You are only paying the minimum payment on your credit cards every month.
- …You make $40,000 a year and drive a $50,000 car.
- …You are planning a heist at the local food bank.
- …if you stopped on a dime you’d double your net worth.
- …If you are using credit cards
- …If you give blood just for the free snacks.
- …You let the electric company cut your service off because you are “going green”.
- …You were escorted out of the KFC because you were licking other people’s fingers.
- …You look in the floor of your car for fast food money.
- …You look in the floor of your car for fast food.
- …You tell your kids “it’s not that moldy”.
- …Your idea of feeding the poor is making yourself lunch.
- …You use all of your income tax refund and it doesn’t even make a dent in your debt.
- …You use your income tax refund to incur more debt (car payment, boat payment, etc.)
- …You ate your cheerios with water this morning.
- …the guy at the check cashing store knows you by name.
- …quarters are like gold.
- …If your tires are balder than your grandfather.
- …You comfort yourself by saying “Mo’ money, mo’ problems”.
- …You are watering down the ketchup.
- …You wish you had a fancy wardrobe like Larry the Cable guy.
- …You’ve spent so much on clothes that Mr. Blackwell is envious.
- …Your credit card company calls to say “enough already!”.
- …You make a trip to the pawn shop to visit all your stuff.
- …You can’t pay attention or the piper either.
- …You send in the minimum payment on the credit card that you used to pay the minimum payment on the other credit card.
- …You can’t even qualify for a library card.
- …If you took out a 30 year mortgage because “the payment is lower”.
- …If you are still sending in car payments and your car has over 200,000 miles on it.
- …if you have seriously thought about selling the kids…. or at least renting them out.
- …If you have three closets full of clothes and “nothing to wear”.
- …If you find yourself googling “recipes for roadkill”.
- …If you're reusing your coffee grounds.
- …If you are brewing your own coffee and putting it in a starbucks cup complete with cardboard sleeve.
If too many of these ring true for you, you may want to check out my latest online course, The Divine Art of Money- 21 Days to Manage Your Money Like a Pro! Once you take it, all the crazy items above will become a distant memory!
