There are probably as many definitions of financial freedom as there are people who claim to have achieved it. As one of the claimants, let me offer you my definition of financial freedom, and start by saying that it’s not a destination, it’s more like a journey. I see financial freedom as: peace of mind […]
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Scarcity Never Works
Have you listened to some of the money advice from some of the financial gurus out there? There is a lot of money advice being put forth from a growing number of financial teachers, writers, “gurus”, etc. about everything from stocks and bonds, to frugality, green investing, couponing, and any number of niches. It’s everywhere. When […]
5 Simple Ways to Improve Your Money Situation (Even If It’s Terrible!)
Whether you’re in deep financial trouble, or your money situation is in good shape, there are always things you can do to improve it. It’s not that hard to develop better money habits to maximize your finances. The more you can do to take control of your money right now has a direct effect on […]
Why Your Budget Doesn’t Work (and What You Can Do About it)
When I speak to people about personal finance and how to budget, there is always at least one person that tells me “I tried it, but my budget doesn’t work”. When they tell me that, they sincerely believe that a written budget just doesn’t work for them, and there must be some better alternative. But […]
Should You Buy or Rent, Which is Better?
Have you ever asked yourself the question ” is it better to buy or rent ” when it comes to finding a place to live? If you read my last post “Is Buying a Home a Good Investment?” , you found that a home is not always a good investment if you’re looking for an investment-like […]
How Do You Budget on a Variable Income?
I write a lot about how to do a budget here on Celebrating Financial Freedom. But one important aspect I haven’t covered yet is variable income budgeting. When your income varies from month to month, creating a budget is a slightly different process. But in the end, you get the same results- complete control over […]
