I’ve always been a huge promoter of living a cash only lifestyle. But when I tell some people the best way to use money is to use only cash, they look at me like I have two heads! Fortunately though, using only cash, checks, and debit cards is becoming more fashionable these days. Of course, […]
budget
13 Better Money Habits You Need to Get Out of Debt
Developing better money habits that lead to getting out of debt is one of those things everybody knows they should do, but sadly most don’t. I know Angie and I struggled for years with nagging debt that never seemed to go away. It wasn’t until we changed our money habits and our mindset about money […]
9 Financial Discipline Tips That Will Make You Rich
Becoming rich doesn’t usually happen overnight. If it does, then it usually doesn’t last very long. The main reason this is true is because in order to become rich and have wealth that lasts, you have to have a certain amount of financial discipline over a long period of time. Financial Discipline Matters I’m sure […]
Living Paycheck to Paycheck on a High Income-How to Change Your Habits
This is the third post in the Living Paycheck to Paycheck on a High Income Series. In the first two posts, I showed you some of the most common reasons people that earn a high income end up living paycheck to paycheck. I also mentioned that there are two primary things you absolutely have to […]
Living Paycheck to Paycheck- How to Manage Your Money Better
When I did the latest reader poll here on Celebrating Financial Freedom a few months ago, the biggest problem most of you said you were facing is that you are living paycheck to paycheck. It’s a problem that I see almost daily when readers contact me for financial advice. Unfortunately, living paycheck to paycheck seems […]
3 Reasons Why Your Budget Fails
The following is a guest post by Joseph Hogue: Budgets are like New Year’s Resolutions, we all make them but few ever last long. Make sure you’re not setting your budget up to fail with these three budget fixes. Consumer debt in the United States reached $625 billion in April, near the record set […]





