Can you really live without credit cards and still live like a normal person? Well, yes and no. You can live without using credit cards, but you certainly won’t be a normal person if you do, and that’s a good thing. Think about it, the average family has over $15,000 in credit card debt. When […]
budget
My Top 5 Budgeting Apps
If you’ve been following Celebrating Financial Freedom for very long, you know I’m a huge fan of budgeting. I truly believe it’s very hard to succeed financially without doing a consistent monthly budget that gives every dollar a name and keeps you from spending more than you make. Personally, I do a written budget on […]
How Do You Get Out of Debt? (Part 4)- The Debt Rocket
In the first three posts of the “How Do You Get Out of Debt?” series, you learned that to get out of debt you have to get mad, get naked, start a budget, and put together a $1,000 emergency fund. So now that you’ve completed the first few steps, let’s kick it up a notch […]
How Do You Get Out of Debt? (Part 3)- Create a $1,000 Emergency Fund
In my first “How Do You Get Out of Debt?” post, you learned that if you want to completely get out of debt, the first things you have to do are to get mad, get naked, and make a budget. So what do you do next after you find yourself sitting mad and naked at […]
How Do You Get Out of Debt? (Part 2)- Make a Budget
In my first “How Do You Get Out of Debt?” post last week, I told you that there are 5 steps to getting out of debt and winning with money. Today we’ll talk about the first step in the process- how to make a budget. The First Step to Get out of Debt Now that […]
5 Simple Ways to Improve Your Money Situation (Even If It’s Terrible!)
Whether you’re in deep financial trouble, or your money situation is in good shape, there are always things you can do to improve it. It’s not that hard to develop better money habits to maximize your finances. The more you can do to take control of your money right now has a direct effect on […]
