Starting an envelope system along with a consistent monthly budget is absolutely the best way to operate your finances, period. If you consistently have trouble knowing where all your money goes, and having the discipline to keep from spending too much, then using an envelope system (along with a detailed budget) to manage your finances […]
budgeting
Cutting Back Won’t Solve Your Money Problems- Here’s What Works
Money problems are a huge concern for a lot of people. Unfortunately, figuring out how to solve your money problems can be a difficult, time consuming process. With the huge debt load so many people carry, money issues are a problem that just never seems to go away. In this article, I’ll show you the typical […]
Top 10 Money Myths That Keep You in Financial Bondage
Money myths are a tricky thing. Many times they are passed down and reinforced by people we trust such as parents or friends. These people usually mean well, but they don’t always have their facts straight. Unfortunately, most people who perpetuate these myths about money are broke (or close to it). So today, I’m going […]
Personal Capital vs. Mint- 2023 Review of Two Top Personal Finance Apps
Personal Capital and Mint are two of the most popular apps for aggregating all your financial information into one place. Both apps are free to download and use, and Personal Capital also has a premium paid service available to help manage your investments for you. Both do an excellent job at consolidating your financial information […]
3 Reasons Why Your Budget Fails
The following is a guest post by Joseph Hogue: Budgets are like New Year’s Resolutions, we all make them but few ever last long. Make sure you’re not setting your budget up to fail with these three budget fixes. Consumer debt in the United States reached $625 billion in April, near the record set […]
My Top 5 Budgeting Apps
If you’ve been following Celebrating Financial Freedom for very long, you know I’m a huge fan of budgeting. I truly believe it’s very hard to succeed financially without doing a consistent monthly budget that gives every dollar a name and keeps you from spending more than you make. Personally, I do a written budget on […]
