How to Start a Budget

I firmly believe learning how to start a budget is the best thing you can do to get complete control over your money and get out of debt.  Making a plan for your money that actually works will put your finances light years ahead compared to most people who are struggling to keep their heads above water.

Learning how to make a spending plan really isn’t hard (it’s only 3rd grade math!).  It’s something anyone can do if they commit to it.  That includes you!  

Budgeting is mostly about forming new habits with your money that allow you to be more organized.  A monthly spending plan is a fantastic financial habit to start because it keeps you from spending more than you make.  Lack of a plan is the number one financial problem I see when people are living paycheck to paycheck and can’t get ahead.

When my wife Angie and I started budgeting many years ago, it was a little different at first.  But it was the number one thing that allowed us to understand where all our money was going.  Because of that we were able to get total control over it.  Since then, we’ve been able to communicate better about our finances and haven’t had a money fight in over 10 years!

Below you’ll find a ton of resources on budgeting, including blog posts, downloadable budgeting worksheets, and my book on how to make a plan that actually works!

These resources will show you everything you need to know to start and maintain a plan that will set you on a better financial path, guaranteed!

Book

Balance- The Quick and Easy Guide to Financial Stability Using a Budget

“Balance- The Quick and Easy Guide to Financial Stability Using a Budget”

Downloadable Budgeting Forms

Standard Monthly Budgeting Worksheets (Instructions Included)

Variable Income Budgeting Worksheets (Instructions Included)

Blog Posts About How to Start Budgeting

How Do I Start a Budget?

How Do I Start a Budget?  (Round 2)

How to Budget on a Variable Income

How to Start an Envelope System and Budget With Cash

3 Reasons Why Your Budget Fails

My Top 5 Budgeting Apps

5 Budgeting Excuses and How You Can Overcome Them

Why Your Budget Doesn’t Work

10 Simple Tricks to Stick to Your Budget Even When It’s a Struggle

 

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Just so you know, some of the links in the page above may be affiliate links, meaning I have relationships with businesses that may compensate me when you click on those links and/or buy something as a result.