I firmly believe learning how to start a budget is the best thing you can do to get complete control over your money and get out of debt. Making a plan for your money that actually works puts your finances light years ahead compared to most people who are struggling to keep their heads above water.
Learning how to make a spending plan really isn't hard (it's only 3rd grade math!). It's something anyone can do if they commit to it. That includes you!
Budgeting is mostly about forming new habits with your money that allow you to be more organized. A monthly spending plan is a fantastic financial habit to start because it keeps you from spending more than you make. Lack of a plan is the number one financial problem I see when people are living paycheck to paycheck and can't get ahead.
When my wife Angie and I started budgeting over a dozen years ago, it was a little different at first. But it was the number one thing that allowed us to understand where all our money was going. Because of that we were able to get total control over it. Since then, we've been able to communicate better about our finances and haven't had a money fight in over 10 years!
Below you'll find a ton of resources on budgeting, including blog posts, downloadable budgeting worksheets, and my book on how to make a plan that actually works!
These resources will show you everything you need to know to start and maintain a plan that will set you on a better financial path, guaranteed!
Downloadable Budgeting Forms
Check out premium budgeting forms in our Etsy Store. Fill them out, and they do the math for you … automatically!