Would you raid your retirement accounts to make a down payment on a home? Recently, I read an article about millennials taking an early withdrawal from their 401k to fund a downpayment on a home. The article went on to say that most millennials who took an early withdrawal were dissatisfied with their choice. In […]
Debt
What is a Payday Loan and Why is it So Bad?
Is a Payday loan or cash advance loan a convenient way to get the quick cash you need? Or are they a huge ripoff you should avoid like your chain smoking aunt Tilley with the bright lipstick wanting to give you some “Christmas Sugar” when you were a kid? If you’ve been reading the CFF blog for […]
Paying Off Student Loans- How to Avoid College Debt Completely
Paying off student loans has become a huge problem in the U.S. In fact, this problem is causing financial strain for millions of us. As of the first quarter of 2018, total student loan debt now exceeds $1.5 Trillion. Ant the average U.S. household with student debt owes $47,671, according to NerdWallet’s 2018 household debt study. […]
Minimum Credit Card Payments- Are They Really Affordable?
Minimum credit card payments– are they really an affordable way to pay off credit card debt? In today’s article I’ll show you why paying the minimum payment on your credit cards is a fool’s game. It keeps you in perpetual debt for years, if not decades. Read on and get the sad scoop. Why Use […]
How to Achieve Debt Freedom Without Sacrificing the Fun Stuff
In most cases, it’s not super easy to achieve debt freedom. But that doesn’t mean your life has to be miserable while you’re getting out of debt. In fact, you don’t have to sacrifice all the fun in your life just because you’re paying down debt.
You can still have fun!
In this post I’ll show you how to make a solid plan to achieve debt freedom without being miserable in the process.
How to Avoid Student Loan Debt and Win at Paying for College
Student loan debt is a huge drag on our economy! Students are leaving school with more and more debt every year, adding up to well over $1 Trillion in total outstanding student loan debt! Unfortunately, this massive debt hurts the overall economy. It keeps people in bondage for decades, preventing them from affording what they […]
